Disclosure

Important Disclosures

Last Updated: September 10, 2018

Education and Training

Response Marketing Group, LLC, its subsidiaries, and affiliates (collectively, “Response,” the “Company,” “We,” or “Us”) is a direct-to-consumer real estate and stock training and education company. We do not sell a business opportunity, “get rich quick” program, or money-making system. We believe, with education, individuals can be better prepared to make investment decisions, but we do not guarantee success in investing. We do not make earnings claims, efforts claims, return on investment claims, or claims that our training will make you any money. Training generally includes a hybrid of education, training, and tools/resources. All material is intellectual property and protected by copyright. Any duplication, reproduction, or distribution is strictly prohibited.

Investing Carries Risk; No Investment Advice

Investing of any kind carries risk and it is possible to lose some or all of your money. The training provided is general in nature and some strategies may not be appropriate for all individuals or all situations. Be advised that we do not give any individual real estate recommendation, trading recommendation or advice as to any investment, including regarding securities, mutual funds, insurance products, options, futures, commodities or any other specific and individual investment opportunity. We are not paid any transaction-based compensation for any real estate transaction or securities or investment transaction and do not receive any referral fees or financial benefit from any investment adviser or securities brokerage firm. It is highly recommended that individuals work with licensed real estate brokers, agents, and professionals for any real estate transactions. It is also highly recommended that individuals work with licensed securities professionals such as registered investment advisors or securities or insurance licensed professionals for any securities, insurance or commodities transactions. We do not hold ourselves out as a real estate broker, registered investment advisor or licensed securities broker, dealer or firm. We do not have any securities, insurance, or investment advisor licenses. We are not a licensed real estate broker; state or federal registered investment advisor; licensed securities broker; dealer; agent or introducing broker; tax accountant; or law firm. Some of the company’s hired presenters, trainers, and staff may hold various registration and licensing, but they do not operate in such capacity, as agents of the company. We are not a real estate expert or a securities, or investment expert, including in securities, insurance or commodities transactions, and it is highly recommended that you consult with appropriate licensed experts before engaging in securities, insurance or commodities transactions. We are an educational company that provides training concerning such industries.

Examples, Case Studies, and Hypothetical Scenarios

The Company makes no representation regarding the likelihood or probability that any actual or hypothetical investment will in fact achieve a particular outcome or perform in any predictable manner. Any historical return information in the Company presentation and materials does not represent the actual performance of any specific investor’s experience. Past performance is not a guarantee of future success and returns in any period may be far above or below those of a previous period. No representation is being made that any investment will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided. Investing involves risk and you could lose money. Examples and hypothetical scenarios used in the Company presentation and materials may include information compiled from third-party sources. The Company believes the third-party information comes from reliable sources but does not guarantee its accuracy.

Lending and Financing

The Company is not a lender, does not issue credit, and is not a credit counselor or provide consulting services related to acquiring lines of credit. Lenders and consulting firms are independently owned and operated and are otherwise not affiliated with the Company. The Company does not receive referral fees, or any compensation related to lending or other services provided by these independent parties. You should carefully evaluate your own financial situation, objectives, consequences, risks, and other relevant circumstances before borrowing funds or purchasing consulting services. Response assumes no responsibility or liability for the actions, products, services, and content of independent parties. Using borrowed money to make investments of any kind or to purchase any other product or service at high interest rates or terms may significantly reduce the return you receive on any investment in education or may even cause you to lose more money than you invested. The Company urges you to carefully consider using borrowed money before making an investment decision. If you cannot make required minimum payments to the bank and/or lenders, you may incur additional fees and risk damage to your credit profile.

Customer Surveys

In an effort to continually improve the customer experience, we survey our customers often. Nevertheless, it is difficult to track and ascertain those who implement and complete the training. Some customers attend the training for education purposes only – and do not purchase additional training – but may be included in satisfaction survey results. Satisfaction and success results, and accompanying methodology, can be found at response.com/experience. Testimonials and reviews are individual experiences and personal opinions of those who have purchased education and training. Individual results will vary, and testimonials and/or reviews may not be typical. Results rely on individual effort, time, and skill of each customer, as well as market conditions and other factors. The Company is unable to track whether a customer applies the training or how much money a customer earns. However, it is generally known that most customers do not apply the needed effort and time, or do not acquire the skills, to complete transactions successfully and, therefore, most clients do not make money. You may be asked to complete a satisfaction survey. By completing a survey, you confirm that the information contained is an accurate representation of your experience and that you have not received any financial incentive to give positive feedback. Further, you give the Company permission to publish your aggregate feedback and comments, on your behalf, to the Company’s website(s), materials, and various online review outlets. We respect your privacy and will not publish personally identifiable information.

In an effort to continually improve as a training organization, the Company surveys its advanced training customers for feedback regarding their experience(s). Nevertheless, it is difficult to track and ascertain those who implement and complete the training provided. Surveys results presented in both digital and print form are typically the aggregate results over a 12-month period and are audited by a third-party. Results include all respondents and include some customers who attended and/or purchased training for education and information purpose only. For more information, visit response.com/experience.

Third Parties

The Company may link to content or refer to content and/or services created by or provided by third parties that are not affiliated with the Company. The Company is not responsible for such content and does not endorse or approve it. Such content may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to the Company and its products and services. The Company assumes no responsibility or liability whatsoever for the accuracy, reliability, or opinions contained in such content. If you decide to access such content or use their products or services, you do so at your own risk.

The Company may provide services by or refer you to third-party businesses. Some of these businesses have common interest and ownership with the Company. Third-party terms and conditions, privacy provisions, confidentiality provisions, or other provisions are governed separately from your customer relationship with the Company.

Third-party company names, logos, and products are trademarks or registered trademarks of their respective holders. Use of them does not imply an affiliation with or endorsement or sponsorship of the Company.